State National Bank and Trust Company


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Bank Locations


Checking Accounts

We have five types of checking accounts to fit your needs. We offer “Free” checking with no monthly maintenance fees. Other checking accounts include our Budget, and Regular checking. For interest checking—choose from our “NOW” or “Super NOW” checking accounts.

Savings Accounts

We offer several different savings products for our customers. Our “Regular” savings account draws interest at a competitive rate and requires no minimum balance for customers under 19 years of age. Our “Money Market” savings account offers the convenience of a checking account, with three withdrawals per month by check.

Certificates of Deposit

We offer Certificates of Deposit for 91 days, 182 days, 1 year, 2 years, 3 years, 4 years, or 5 years. With a low minimum balance of $1,000 you can earn competitive rates!


Some of the loan products we offer include:

  • Personal Loans
  • Agricultural Loans
  • Business Loans
  • Car Loans
  • Home Equity Loans
  • Nebraska Energy Loans
  • Home Mortgage Loans
  • Student & Education Loans (EMS)
Merchant Payment Solutions

Merchant Business Loans

See any of our experienced loan staff for information. They will be glad to be of service!

For additional information about any of our services and products, contact one of our Customer Relations Representatives for a disclosure.


402-375-1130 -- 122 Main St., P.O. Box 130 -- Wayne, NE 68787

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Copyright © 2007-2008 State National Bank and Trust